Kathy Tyson
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Up Front Fees


Here are a few fees you can expect to pay for when the services are performed.  These fees are approximate:

 

When Due

Amount

Earnest Money

When contract is written

Discretionary amount

*Credit Report

When contract is turned in
to lender

$35 - $75

*Appraisal

When contract is turned in
to lender

$300 - $400

*Home Inspection

At time of inspection

$250 - $350 (depending on house size)

*Well Water Test

At time of test

$35

*Septic Test

Usually at closing

$150 - $200

*Termite Inspection

Usually at closing

$35 - $75

*Based on contract negotiations and lender requirements, some of these fees may be paid or reimbursed by Seller at closing.

You may find it a good idea to call the utility companies to see if they require deposits when opening an account.  If they do, check to see if they will waive it based on a credit reference from another company or based on your credit scores.